LOAN COMPARISON

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Standard vs Tailored Loans | Fixed vs Floating | Split Loan Options

Here are a couple of home loan options to choose from. Which type will best suit you depends on all sorts of things: your lifestyle, your income and - when you get right down to it - just what floats your boat. Our advice: choose with confidence! And if you want to talk it through, give us a call on 0800 BNZ LOAN (269 562) - and then choose with confidence!

Fixed Rate: want to know exactly what you'll pay, every month? Then a Fixed Rate means your rate - and your repayments - won't change for the life of the fixed term (provided, for instance, you don't draw down more/change the term). However, as it's fixed, if you wish to repay early there may be a cost.

Variable Rate: if you don't want to get locked into any particular interest rate a Variable Rate is the one to go for. Go this way and your interest rate and repayments will fluctuate as market rates rise or fall. You can also repay the loan at any time without a penalty.

Plus...
Whatever type of home loan you go for, you can earn serious Airpoints Dollars^TM with a pre-approved GlobalPlus credit card^*.

It's easy to get a BNZ home loan today^**

Call 0800 BNZ LOAN (269 562) to talk to a home loan specialist. Or simply email us or visit any BNZ store.

BNZ home loans are not available through brokers.

*Air New Zealand Airpoints programme Terms and Conditions apply. An Airpoints joining fee may apply. BNZ (and its related companies) do not guarantee the redemption of Airpoints Dollars or that Airpoints Dollars will continue to be offered for products or services provided by them.

**Our home lending criteria and an establishment fee apply. A Low Equity or Low Doc interest rate premium may apply. Not available for business purposes or packaged offers. An Airpoints joining fee may apply. GlobalPlus home loans are not included in group balance calculations for fee rebate or other purposes. BNZ (and it's related companies) do not guarantee the redemption of Airpoints Dollars or that Airpoints Dollars will continue to be offered for products or services provided by them.